For savvy spenders who value flexibility, consistent rewards, and solid financial tools, the Chase Freedom Unlimited is a strategic choice. With elevated earning in key categories, unlimited 1.5% cash back on everything else, and no annual fee, it’s a card built to deliver real value to U.S. consumers.
Whether you’re building your credit portfolio or searching for a powerful everyday card that pairs perfectly with other Chase products, Freedom Unlimited delivers simplicity and strength—without the clutter.
Why It’s a Smart Addition to Any Wallet
1. Earn 1.5% Unlimited Cash Back on Everything Else
This base rate makes the card a reliable go-to for all non-category spending. You won’t need to think twice when you swipe—it’s always 1.5%.
2. Strategic Bonus Categories
Earn 5% cash back on travel booked through Chase Ultimate Rewards®, 3% on dining and takeout, and 3% at drugstores. These high-frequency categories are where smart spenders get the most back.
3. Long 0% APR Intro Period
Get 15 months of 0% intro APR on purchases and balance transfers. Ideal for consolidating debt or making big-ticket purchases and paying them off over time.
4. No Annual Fee
Every dollar you earn is yours. With no fee to worry about, this card is a long-term asset you can keep open for years.
5. Seamless Redemption Options
Redeem cash back for statement credits, deposits, gift cards, or directly at checkout with Amazon or PayPal. Total flexibility.
6. Valuable $200 Welcome Offer
Spend just $500 in your first 3 months and earn a $200 bonus. It’s one of the most accessible sign-up bonuses on the market.
7. Perfect Pairing with Chase Sapphire
Transfer points to your Chase Sapphire Preferred® or Reserve® card to get more value when redeeming for travel via Ultimate Rewards®.
8. Security and Digital Tools
Lock your card instantly, set up alerts, and monitor activity 24/7 through the highly rated Chase mobile app.
9. Contactless Convenience
Tap to pay with ease at checkout, or add the card to Apple Pay®, Google Pay™, or Samsung Pay.
10. Trusted Chase Customer Service
Access U.S.-based customer support, fraud resolution, and travel assistance whenever you need it.
Who Can Apply?
You may qualify if you:
- Are at least 18 years old (or 19 in AL/NE)
- Are a U.S. resident with a valid SSN
- Have a good-to-excellent credit score (typically 670+)
- Have sufficient income to cover your obligations
How to Apply
- Go to the Chase Freedom Unlimited page
- Click “Apply Now”
- Enter your personal and financial details
- Submit your application and receive a decision—often instantly
